Best Chase Credit Card For Beginners. The Chase Freedom® Student credit card is the best Chase credit card for beginners since it allows applicants with bad credit and sends monthly credit reports to the three major credit agencies. A $0 annual fee and 1% cash back on purchases are also features of the Freedom Student credit card.
Since this is a student card, only those attending college are eligible. For those with bad credit, Chase does not currently offer any general-consumer credit cards.
list of Best Chase Credit Card For Beginners
Chase Sapphire Preferred® Card
Due to benefits like a free DoorDash Dash Pass membership through December 31, 2024, or for a minimum of 12 months, depending on your activation date, the Chase Sapphire Preferred Card is a well-liked entry-level credit card.
The Chase Sapphire Preferred a credit card is also an excellent option right now because it includes a welcome bonus of 60,000 Chase Ultimate Rewards points when you spend $4,000 on purchases during the first three months of opening an account.
Chase Freedom Unlimited®
When it offered 1.5 per cent cash back on all transactions, the Chase Freedom Unlimited® card was already good. With additional benefits on travel booked through Chase and at restaurants and pharmacies, it’s now even better.
Chase Freedom Flex℠
For trips booked through Chase, dining out, and shopping at pharmacies, the Chase Freedom FlexSM delivers bonus cash back in quarterly areas you activate. Although category activation can be a headache, you can save hundreds of dollars a year if your spending matches the categories, which it will for many individuals.
Chase Sapphire Reserve®
Best Beginner Chase Credit Card potential applicants are put off by the Chase Sapphire Reserve® card’s exorbitant annual fee, but regular travellers should be able to get enough use out of it to justify the expense more than.
Cardholders receive big bonus offers, annual travel credits, airport lounge access, bonus rewards (up to 10X) on dining and travel, and a 50 per cent increase in point value when using points to pay for travel booked through Chase. Additionally, points can be transferred to several hotel and airline partners.
Chase Slate Edge℠
Best Chase Credit Card For Beginners. Slate EdgeSM, which has no annual fee, isn’t particularly flashy but offers a great introductory APR of 0% on purchases and balance transfers, as well as some additional possible rewards for timely payments.
The most recent Chase credit card offers provide you with more choices if you currently have excellent credit or better. You can examine the finest credit cards for beginners if you don’t yet have a long credit history.