The OneCard Credit Card offers a hassle-free, rewarding financial experience. Aimed at both newcomers and discerning spenders, it charges no joining or annual fees. Partnered with banks like SBM and South Indian Bank, OneCard provides a premium metallic card with touchless payment capabilities.
Unique features include 5X rewards on your top two spending categories each month and a low 1% forex markup fee. Manage your card effortlessly through an intuitive mobile app, which also offers multiple customer support options. With transparent fees and user-friendly terms, it’s an excellent choice for those looking to optimize their credit card experience.
OneCard Credit Card Overview
Introducing OneCard: The Metallic Entry to Reward-Filled Credit.
Partnered with renowned banks like SBM Bank, South Indian Bank, and others, OneCard offers a unique metal credit card experience. Specially tailored for those new to the credit scene, this is one of the best credit cards in India. It doesn’t charge a lifetime fee.
What sets it apart? It generously offers 5X rewards, not on fixed categories, but on your top 2 spending sectors. And that’s not it; you get the 1% forex markup fee on this card. Dive deeper to discover if OneCard aligns with your financial journey.
OneCard Credit Card Features & Benefits
Discover the OneCard credit card, a premium metallic companion tailored for rewarding experiences. Allied with elite banks like SBM Bank and South Indian Bank, it’s an enticing option, especially for those new to credit. With no lifetime fees and a unique rewards system, it promises unparalleled benefits for the discerning spender.
OneCard Lifetime Benefits
Experience financial freedom like never before with OneCard’s lifetime benefits. With offerings tailored for long-term value, enjoy benefits that respect your commitment and aim to enhance your financial journey. A card that respects your wallet, OneCard ensures you enjoy its premium offerings without any hidden costs or commitments.
- Premium metal card equipped with touchless payment capabilities.
- Enjoy a card membership without any joining or yearly fees.
- Experience enhanced transaction security with the swipe2Pay feature, eliminating the need for OTPs.
OneCard Service Benefits
Step into a world where customer service meets innovation with OneCard. The card offers an array of support channels, ensuring you’re never left in the dark. From interactive chatbots to prompt emails and direct calls, all accessible within the app, OneCard sets the bar high for impeccable service.
- Fully manage your card with the intuitive OneCard mobile application.
- Reach out for support effortlessly through in-app options: Chatbot, Email, or direct Calls.
OneCard Fuel Benefits
With OneCard’s fuel benefits, every drive is paired with advantages that amplify savings and enhance your on-road experiences. Choose OneCard and let tangible benefits accompany every drop of fuel.
- From 20th February ’23 onwards, fuel surcharge waivers will have a cap, limiting the waiver to Rs. 400 per month for each account.
OneCard Forex Benefits
Travelling abroad or indulging in international online shopping? With OneCard, benefit from some of the industry’s lowest forex fees. Experience streamlined international transactions, making your global adventures or purchases more economical and hassle-free.
- Take advantage of incredibly low foreign transaction charges, just at 1%.
OneCard Card Added Benefits
Experience a suite of additional perks that elevate your card usage. With innovative features and cutting-edge security measures, rest assured that every transaction is efficient and safe. This is a perfect card for anyone, from simple features to supportive terms.
- Access detailed statements and swiftly download them as PDFs, all within the app.
- Conveniently settle balances using the in-app gateway via Debit Card, UPI, or Net Banking.
OneCard Credit Card Rewards Benefit
Celebrate every purchase with enticing rewards. Earn as you spend and enjoy a system that’s designed to maximise your gains, making every transaction feel like a win.
- Multiply your rewards: Earn 5X on your two highest monthly spending categories.
- Benefit from precise fractional point calculations – say goodbye to rounding off.
OneCard Reward Redemption Benefits
When it’s time to redeem, experience simplicity and value with a flexible and user-friendly redemption process, and ensure that every reward point you’ve earned translates into tangible benefits seamlessly.
- Hassle-free, immediate point issuance and usage right from the app.
- Redeem points without any hidden fees or minimum limits.
OneCard Credit Card Fees & Charges
Understand the OneCard’s cost structure with clarity. Here’s a concise breakdown of the credit card’s fees, ensuring you have all the necessary information. With OneCard, transparency is key, and this overview is designed to keep you well-informed. Let’s explore the specifics of your OneCard financial commitments.
- APR: 3.49% per month
- Forex markup Fee: 1%
- Reward redemption fee: Nil
- Minimum Amount Due 5% of the total amount due or INR 100 (Whichever is higher_
- Starting from 20th February ’23, a charge of 1% will be applied for rent or wallet-loading transactions with third-party merchants.
- From 20th February ’23 onwards, fuel surcharge waivers will have a cap, limiting the waiver to Rs. 400 per month for each account.
Late Payment Fees
- Upto ₹99: ₹0
- From ₹100 to ₹1000: ₹100
- From ₹1001 to ₹5000: ₹250
- From ₹5001 to ₹10000: ₹750
- From ₹10001 to ₹50000: ₹1000
- Above ₹50001: ₹1200